RECREATIONAL

We offer insurance coverage for all of your fun toys…

ATV/UTV
Protect your four-wheeler with personalized coverage. 
Whether you’re a full-time rancher or part-time adventure seeker, make sure you and your all-terrain vehicle (ATV), utility vehicle (UTV), or side-by-side are protected. With Progressive ATV and UTV insurance, you can quote and customize your policy online to cover different types of risks.
 
Boat

Boat insurance that covers those choppy waters
We offer liability to pay for damages and injuries you cause if you hit another boat, person, dock, buoy, or something else. Plus, our carriers offer comprehensive and collision to pay for damage to your boat in addition to other protections and benefits that you may not get with every insurer.

Classic Car

Get a classic car insurance quote and enjoy the ride
Your classic isn’t just a car. That’s why your classic car insurance policy isn’t just a standard car insurance policy. Instead, it’s a much different policy that’s built just for your classic and includes more specialized coverages. 

Golf Cart
Ride protected on the course and in your community
Whether you use your golf cart from green to green or just around your gated community or condo complex, we offer customized coverages from our carriers specialty golf cart insurance will protect you and your vehicle. We can cover you for virtually any non-commercial purpose and location.
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Customized and affordable motorcycle insurance

Protect yourself and your ride with customized protection. 

Here are some pro tips for quoting motorcycle insurance:

With so many discounts and coverage options, you’ll have no trouble creating a policy that gives you the protection you need at a great price. Here are a few tips to get your quote rolling:

  • Take a safety course: Depending on the type of ride you have, you could get a discount for completing a safety training class.
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  • Know your VIN: You can get a quote simply based off the make, model, and year of your bike, but you’ll need your vehicle identification number to purchase your policy.
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  • Add all riders: If family members regularly ride your bike, add them to your quote so you’re properly covered.

Other recreational items we insure

PWC

Get a PWC insurance quote for your Jet Ski, WaveRunner or SeaDoo
Personal watercraft (PWC) are fast and flexible with an inboard jet drive for thrills you generally won’t get on a boat. Progressive insures just about every common PWC type, including Jet Skis, WaveRunners, and Sea-Doos, so you can ride protected. Before you play on the water, get the right coverages with an affordable Progressive personal watercraft insurance policy.

RV/Trailer

Get an RV insurance quote for your motorhome or travel trailer.
It doesn’t matter if you use your RV recreationally or as a full-time residence—the best RV insurance protects your unique needs. Start an RV insurance quote online, and we’ll help you build a custom policy that protects you and your motorhome or travel trailer in almost any situation. Quoting with us takes as little as three minutes—get started now and hit the road with confidence.

Segway
Riding your two-wheeled transporter feels free and easy, but it’s not without risk. You’ll want to glide protected against injuries and property damage.
 
Snowmobile
Riding a snowmobile is a rip-roaring winter pastime, but comes with its share of risks — especially when you’re sledding at high speeds in low-visibility, snowy weather. Progressive stands out among snowmobile insurance companies because we offer the right protection at an affordable price.

Still have questions? Check out our FAQ!

Home insurance typically covers your ATV for scenarios on your property only. That means you’ll need a separate ATV/UTV policy for accidents that occur away from home.

The age range of a classic car is often between 25–50 years old. However, there is no definitive age that makes a car a classic. Different states have different requirements for defining a vehicle as a classic, which may factor in age, weight, usage, or manufacturing.

Insurance requirements for golf carts will vary by state, but it’s worth having a golf cart insurance policy even in states that don’t mandate one—especially if you plan to drive your golf cart around your neighborhood. Your homeowners insurance may not cover you away from the fairways, but golf cart insurance does.

In addition to our carriers’ multiple discounts, you may be able to lower your rate for bike insurance by completing a motorcycle safety course, customizing your coverage and limits, and increasing your deductibles on comprehensive and collision

Only a few states mandate boat insurance, but PWC insurance is important if you’re liable in an on-water accident or you damage your watercraft.

f you’re financing your travel trailer, your lender may require comprehensive and collision coverage to insure the vehicle against physical damage. Since you don’t drive your travel trailer, no states require you to insure a vehicle that you pull with a car or truck.

Segway insurance is not required by law. You don’t even need a license to ride one. However, the rising popularity of personal transports means Segway injuries and accidents are more common. Make certain your two-wheeler is protected just the same as your other motor vehicles.

Snowmobile insurance is mandatory in some states, and may also be required in certain snowmobile parks. And if you financed your snowmobile, your lender may require you to have coverage. Snowmobile accidents are common, whether you collide with an object or fall through the ice, so it’s wise to be properly protected even in states where snowmobile insurance is optional.

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